Greetings,

The Government of Canada is constantly warning people about the consumer debt that is rising daily. This has put caution in the minds of most consumers - whether planning to buy or sell their homes, or those who just want to know the value of their current home.

However, most consumers today are educated and well informed - but busy. They can get a lot of information on the Internet. Their time is mostly spent with their work, family, friends and social activities (not necessarily in that order!). So when the time comes to sell or buy a home, or just to get the value of their home, they do not know where to start. Many consumers are not familiar with the most important terms like Credit Report, Beacon Score, etc. Select here for information from CMHC related to your own credit.

This news bulletin contains information for all readers (Please share this with others):
a) Home owners who want to know the value of their homes
b) Home owners who want to know the balance on their mortgage
c) Home owners who want to sell @ reduced commission under the new rules
d) Home buyers who want information on Power of Sale and Fixer Upper properties
e) Home buyers who cannot find the right home in the location that they want
f) Everyone else who wants to enjoy Real Estate Peace of Mind

Right Home Value:
I have received calls from clients and friends wanting to know the “paper value” of their homes. This gives them a sense of “relief” that they are “worth” so much. Here is some pertinent information from CMHC on Your Home Value. 

Home Selling:
Prices of homes have peaked. It is natural for a home owner to find out the value of their home when they plan to sell or when the time comes for a financial evaluation. To do this, they can either have an appraisal done and pay around $300 to a licensed appraiser or get a FREE of cost Home Value with No Obligation by selecting the image on the right. 

When the time comes to sell their home, consumers have the following choices (select the links below as applicable):
a)    Sell on their own (inspite of the risks and disadvantages)
b)    Sell through a realtor on fixed commission basis
c)    Sell through a realtor who offers them a choice of fees which they can pick and choose.

Home Buying:

The Government of Canada is offering incentives to home buyers. Select above for more information.

When the time comes to buy a home, should the prospective buyer look for a realtor first or get their finances in place first? If so, how do they find a reliable realtor, a reliable mortgage specialist and other service providers who can provide them with assurance and proof of reliable sevices? Do they have the time to look for realtors, mortgage specialists, lawyers, etc.? Very often the answer to that question is NO!

Power of Sale Properties:
Some buyers are always looking for Distress Bank Sale, Foreclosure and Power of Sale  properties. Select image for more information.

Some homeowners are facing a financial crisis and need to sell their home before the bank takes over, If you know someone who needs to save at least $20,000 in bank and lawyer fees and protect their credit, refer them to this link.


Fixer Uppers:
Some buyers are looking for fixer uppers which they can fix and sell or make it their home. Select image for more information.

Today, home buyers are facing a big dilemma. They are ready and willing to buy a home in a specific area, but, there is nothing available. They have the following choices:
a)    Use the services of a realtor who puts them on the MLS system and only when a home comes on the market that fits their criteria of location, price and other requirements, they get that listing into their email box.
b)    Use my services as a Dedicated Realtor who will use the LGHB** technique to find a home according to ther criteria of location even before it gets listed on the MLS.

Real Estate & Financial Peace Of Mind:
We have solved this problem for home sellers and buyers - first time and others. You call one phone number 647-207-8466 TINO SEQUEIRA or select here for all your real estate, mortgage and lawyer needs. You will have someone answering you whether you are looking for a mortgage pre-approval, or to sell or buy a freehold town home, free hold house, condo, apartment, or for a real estate lawyer to complete your home purchase and/or freehold house sale.

Your Own Mortgage Monitor: If you would like to monitor your own mortgage and see how much prinicipal and interest you  are paying and want to reduce your costs, please select the image on the right.!

Your Dedicated Realtor:
If you need any of my services, please select the links above or select CONTACT in the menu above and let me know how I can be of service to you. I will get back to you with an appointment when we can meet and sit down with you and explain in detail how you can achieve real estate and mortgage Peace of Mind sooner than you think!

And remember, this meeting is free and without any obligation!!

With warm regards

Sales Representative
HomeLife Superstars Real Estate Ltd.*
1550 South Gateway Rd.,Suit 222
Mississauga, ON L4W 5G6
Phone: (647) 207-8466 - 24x7:(905) 629-0000
www.TinoSellsHomes.com
*Brokerage - Independently Owned & Operated

Encl: CMHC documents

**Laser Guided Home Buying

NOT INTENDED TO SEVER ANY CONTRACTS IN PLACE